【超级生活网 sUperLIFE.ca专讯】(超级生活网安臻编译)超级生活网提醒广大纳税人注意,3月1日将是年度RRSP的截止日期。如果错过了该日期,您依然可以购买,不过只能作为2013年度(或随后几年)的RRSP。
RRSP的全称是 Registered Retirement Savings Plan,也就是注册退休金计划。相信大家都知道RRSP的好处,其一,可以为纳税人合理减税。其二,RRSP里的投资盈利在投资期间不在年度纳税行列,这样 就能使长期投资的利润比其他非注册型投资高出许多。下面有一些有用的链接和资源或许对你的理财投资决策有帮助。
点以下链接进入官网资讯查询:
另外,作为另一大省税理财投资的个人免税政府免税储蓄计划 TFSA也是大家关心的话题,在这里为大家归总了加拿大各大银行和金融公司TFSA产品的利率,供大家选择比较:
2013 年度TFSA利率费用一览:
储蓄存款(利率是随时可能发生变化的,顺序为从高到低)。
People’s Trust TFSA – 3.00% (无转账费用)
Canadian Western Bank WestEarner TFSA Account – 2.55% (Min $50. $50 转账费用)
CDF KeyReach Savings – 2.55% ($50 转账费用)
Steinbach Credit Union TFSA Savings – 2.00% ($15 转账费用)
FirstOntario Credit Union TFSA Investment Savings – 2.00%
AcceleRate Financial AcceleRate TFSA Savings – 2.00% ($50 转账费用)
CTFS TFSA – 2.00% ($50 转账费用)
Achieva TFSA – 2.00% (无转账费用)
Maxa Financial TFSA Savings – 2.00% ($75 转账费用)
Manulife Bank Tax-Free Advantage Account – 2.00% (无转账费用)
Outlook Financial TFSA High Interest Savings Account – 1.95% ($50 转账费用)
Hubert Tickled Pink TFSA – 1.85% (无转账费用)
ICICI TFSA Savings Account – 1.80% ($25 转账费用)
State Bank of India (SBI) TFSA Power Saving Account – 1.50%
PCF Tax Free Interest Plus Savings Account – 1.40% ($50 转账费用)
ING Tax-Free Investment Savings Account – 1.40% (无转账费用)
Ally High Interest TFSA Savings – 1.20% (无转账费用)
HSBC Advance/High Rate TFSA – 1.20% ($50 转账费用)
BMO TFSA Savings Account – 1.15% (Min $50, 无转账费用) (2.25% until April 30th)
CIBC TFSA Tax Advantage Savings Account– 1.15% (Min $25, $100 转账费用)
Scotia Tax-Free Savings Account – 1.15% ($50 转账费用)
RBC Registered Savings Deposit TFSA – 1.15% ($50 转账费用)
TD High Interest TFSA Savings Account – 1.05% ($50 转账费用)